Personal insurance
Everything about
insurance excess
We’ve made life simpler, not excessive when it comes to excess, so you know we have your best interests at heart.
Everything about insurance excess
We’ve made life simpler, not excessive when it comes to excess, so you know we have your best interests at heart.
In a nutshell
At King Price, we keep insurance fair and affordable because that’s just the royal way. Without an excess, some folks might go a little overboard and that’s not how insurance stays awesome for everyone. So, let’s play fair, claim when it really counts, and keep those premiums fit for a king!
In a nutshell
At King Price, we keep insurance fair and affordable because that’s just the royal way. Without an excess, some folks might go a little overboard and that’s not how insurance stays awesome for everyone. So, let’s play fair, claim when it really counts, and keep those premiums fit for a king!
The kings excess explained
The kings excess explained
Basic excess
The basic excess amount applies to each specific insured incident/item.
Additional excess
Some additional excess amounts may apply for some insured incidents or circumstances. The details will be noted on your policy schedule.
Basic excess
The basic excess amount applies to each specific insured incident/item.
Additional excess
Some additional excess amounts may apply for some insured incidents or circumstances. The details will be noted on your policy schedule.
Please note
Excess is unique for every insurance product and based on your risk profile.
View your excess
You can view your agreed excess amounts on our
app or self-service portal
, or you can
contact us.
View your excess
You can view your agreed excess amounts on our
app or self-service portal
, or you can
contact us.
Frequently asked questions
Frequently asked questions
What’s an excess and how does it work?
An excess is an amount you’ll pay towards a successful claim, and you can trust us to pay what’s due to you.
Why do I need to pay an excess?
This encourages you to be more mindful of your insured valuables and only claim when it’s necessary.
How and when do I pay my excess?
You’ll pay your excess when your claim is successful and has been approved.
An accident wasn’t my fault. Do I still pay an excess?
Yes, but we’ll try our best to help recover it from a third party. We'll refund you if we successfully recover the excess amount you’ve already paid.
How do I pick my excess amount?
You can choose the excess amount for car, home contents, buildings and portable possessions insurance, but for the rest of the king’s insurance products, the excess is a set amount.
What’s the difference between a low and a high excess?
The higher your excess = the lower your premium (and the other way around). Just make sure you can afford the excess you've chosen, though, as you'll need to pay it if you have a claim.
Where do I see my excess amount?
You can view all your excess amounts on your policy schedule.
Couldn't find the answer to your question?
Don't worry, we're here to help you! You can either read through our full FAQs and if you're still not sure, you can
WhatsApp
or call us on
0860 50 50 50
.
