Commercial insurance

At King Price, we believe protecting your business shouldn't cost a king's ransom! Why settle for less when you can insure like a king? Listen to our summary explaining our commercial insurance below.

Commercial insurance

All about King Price commercial

| The king

All about King Price commercial

| The king

Agri insurance in a nutshell

Don’t plough your profits into the ground. When disaster strikes, you can trust the king to give you peace of mind and keep your farm moo-ving forward. We’ve got you covered where you need it, from farm to table.

Agri insurance in a nutshell

Our popular agri insurance products

Crop

Hail, drought, storms… Stay covered with crop insurance that grows with you!

Crop

Hail, drought, storms… Stay covered with crop insurance that grows with you!

Pay as you farm

Tractor parked in the shed? With ‘pay as you farm’ you only pay for what you use.

Pay as you farm

Tractor parked in the shed? With ‘pay as you farm’ you only pay for what you use.

Livestock & game

Cover your herd, game, and pocket so the only thing running wild is your success!

Livestock & game

Cover your herd, game, and pocket so the only thing running wild is your success!

Commercial Landing - Agri Livestock and game Image 3

What we cover

With our cover, you're in a field full of choices… Take your pick!

What we cover

With our cover, you're in a field full of choices… Take your pick!

Crop

Pay as you farm

Livestock & game

Fire

Buildings combined

Office contents

Business interruption

Accounts receivable

Theft

Money

Glass

Fidelity

You're covered for these too

Goods in transit

Business all risks

Accidental damage

Liability

Group personal accident

Motor

Electronic equipment

Machinery breakdown

Irrigation systems

Buildings, home contents, portable possessions

Watercraft

Pay as you farm

Save up to 30% annually

Crafted for the needs of South African farmers, ‘pay as you farm’ tracks when your vehicles are being used, and when they aren’t. The immediate benefit for you, is that you can use this information to make real-time decisions. There’s a down-the-line benefit too, in the form of an annual rebate, which could be as much as 30% of your annual premium.

Pay as you farm

Save up to 30% annually

Get your broker on board

There's really only 1 rule when you entrust us to insure your business… Get your broker on board! To protect you, we only work through brokers who are qualified to advise you on your risks and needs. If you don't have a broker, no problem, we’ll hook you up with a broker that ‘gets you’ and your business.

Get your broker on board

Helpful info

Got an emergency or need to claim? Check out the info below.

Helpful info

Got an emergency or need to claim? Check out the info below.

In case of emergencies call 0860 50 50 50.

Or WhatsApp us by sending the word ‘emergency’.

How to claim

Although, let's hope you won't ever need to.

Learn more

The king's emergency assistance

Your own royal guard is just a call away.

Learn more

For more info, check out our policy wording and other important docs.

Business insurance in a nutshell

Your business is our business, and that’s why we offer more than just insurance. We’re like the Robin to your Batman, the Watson to your Sherlock. We take your side and our partnership with you very seriously. We believe in building an open, clear, and honest relationship. So, why fight risk alone when we can tackle it together, like a dynamic duo?

Business insurance in a nutshell

Our popular business insurance products

Business all risk

Insurance that works as hard as you do so you can focus on profits, not problems!

Business all risk

Insurance that works as hard as you do so you can focus on profits, not problems!

Motor

Keep your wheels turning and your business earning so no pothole can stop you.

Motor

Keep your wheels turning and your business earning so no pothole can stop you.

Office contents

Let’s keep your business going because a protected office is a productive 1.

Office contents

Let’s keep your business going because a protected office is a productive 1.

Commercial Landing - Business Office Image 3

What we cover

Get the cover your business deserves.

What we cover

Get the cover your business deserves.

Accidental damage

Accounts receivable

Buildings combined

Business all risks

Business interruption

Motor

Electronic equipment

Fidelity

Fire

You're covered for these too

Glass

Goods in transit

Home owners insurance

Machinery breakdown

Money

Motor traders

Office contents

Public & employers’ liability

Stated benefits & group PA

Theft

Let’s insure your business

It’s kind of our thing

You're 1 of a kind, and so is your business! You tackle challenges daily, dodge risks, and manage the unexpected like a pro. We get it, and we've got you covered. Our business insurance team? They're like superheroes but with insurance policies instead of capes. They’re laser-focused on meeting your unique needs and promise to deliver the same unbeatable cover, top-notch service, and peace of mind our clients rave about. We’re here to protect what you’ve built with royal service.

Let’s insure your business

It’s kind of our thing

Get your broker on board

Helpful info

Got an emergency or need to claim? Check out the info below.

Helpful info

Got an emergency or need to claim? Check out the info below.

In case of emergencies call 0860 50 50 50.

Or WhatsApp us by sending the word ‘emergency’.

How to claim

Although, let's hope you won't ever need to.

Learn more

The king's emergency assistance

Your own royal guard is just a call away.

Learn more

For more info, check out our policy wording and other important docs.

Community insurance in a nutshell

No matter how complex your community scheme is, the king of insurance has you covered. Your community scheme’s insurance has to cover certain things. There are real rules about this! So, we’ve made sure we fully comply with all the relevant legislation and that the long arm of the law won’t come after you.

Community insurance in a nutshell

Required legislation

Sectional Title Schemes Management Act No. 8 of 2011 says that a body corporate must have insurance for its buildings, any public liability, its office bearer’s liability, and against theft by its members. It can also get extra insurance if the members agree to it with a special vote. So, we’ve made things easier and have automatically included this cover.

Required legislation

Community buildings insurance

A building is considered a permanent structure that’s shown on a sectional title plan as part of a community scheme. We’ll cover your buildings against accidental loss, damage, and theft as long as any part of your policy doesn’t exclude this loss, damage or theft.

Community buildings insurance

Automatically included cover

This is what’s automatically covered when you insure your buildings with us.

Automatically included cover

This is what’s automatically covered when you insure your buildings with us.

Buildings

Common area contents

Money

Machinery breakdown

Public liability

Office bearers' liability

Employers’ liability

Fidelity

Claims preparation costs

Optional cover

Here's a list of what you could add for extra peace of mind.

Optional cover

Here's a list of what you could add for extra peace of mind.

Business all risks

Electronic equipment

Group personal accident

Motor

The king’s geyser guard

Fidelity (stand-alone cover)

We’re street legal

All community schemes must have cover for money lost in case of fraud by an insured person. So, we’ve included a R1 million fidelity guarantee, including your managing agent, when you insure your buildings and other assets with us. Also, community schemes need public liability cover of at least R10 million… The king has included R50 million cover for this.

We’re street legal

Value-added products

The king cares about your community scheme by offering value where it matters most.

Value-added products

The king cares about your community scheme by offering value where it matters most.

Maintenance repair and replacement plan (MRRP)

Learn more

Building replacement valuation

Maintenance repair and replacement plan (MRRP)

Learn more

Building replacement valuation

There’s more than meets the eye

Free risk and condition assessment

We conduct a FREE risk and condition assessment on every risk. We use this info to define any possible hazards, which helps to prioritise your scheme's risk management goals.

Easy-to-use Felix

platform

Felix enables a connected community scheme through complete underwriting, claims administration, and repair solutions for your scheme's value chain, eliminating paperwork and outdated manual processes.

Hand-picked qualified suppliers

We hand-pick all our qualified suppliers in conjunction with you and your managing agent, so that you only deal with the best of the best.

Free risk and condition assessment

We conduct a FREE risk and condition assessment on every risk. We use this info to define any possible hazards, which helps to prioritise your scheme's risk management goals.

Easy-to-use Felix

platform

Hand-picked qualified suppliers

We hand-pick all our qualified suppliers in conjunction with you and your managing agent, so that you only deal with the best of the best.

Helpful info

Got an emergency or need to claim? Check out the info below.

Helpful info

Got an emergency or need to claim? Check out the info below.

How to claim

Although, let's hope you won't ever need to.

Learn more

The king's emergency assistance

If there’s an emergency and you as a tenant or homeowner can’t get hold of your broker or managing agent, you’re more than welcome to give us a call, even if it’s after hours. Phone 0860 11 11 07

For more info, check out our policy wording and other important docs.

Our community blog

Think of our community blog as your go-to spot for guidance you can actually understand. Whether you're figuring out insurance, learning the ins and outs of your responsibilities, or just looking for tips to stay 1-step ahead of risks in your community scheme, we've got you covered.

Engineering insurance in a nutshell

When things don’t go according to plan, we’ve got your back. King Price engineering insurance offers professional and specialised cover for niche risks that engineering contracts, plants and electronic equipment encounter. The king also covers third party liability for insured incidents.

Engineering insurance in a nutshell

Our popular engineering insurance products

Contractors all risk

Stay covered because every contractor knows: If it can go wrong, it just might.

Contractors all risk

Stay covered because every contractor knows: If it can go wrong, it just might.

Commercial Landing - Engineering Contractors Image 1

Plant all risk

Because breakdowns and mishaps shouldn’t put the brakes on your big projects!

Plant all risk

Because breakdowns and mishaps shouldn’t put the brakes on your big projects!

Commercial Landing - Engineering Plant Image 2

Electronic equipment

Tech troubles? Not on our watch... Stay covered and keep things running smoothly.

Electronic equipment

Tech troubles? Not on our watch... Stay covered and keep things running smoothly.

Commercial Landing - Engineering Electronic Image 3

What we cover

We know there's no 1-size-fits-all solution when it comes to engineering insurance, so we can cover your business for different situations.

What we cover

We know there's no 1-size-fits-all solution when it comes to engineering insurance, so we can cover your business for different situations.

Contractors all risks

Plant all risks

Electronic equipment

Machinery breakdown

Erection all risks

Contractors all risks

Plant all risks

Electronic equipment

Machinery breakdown

Erection all risks

Get your broker on board

Helpful info

Got an emergency or need to claim? Check out the info below.

Helpful info

Got an emergency or need to claim? Check out the info below.

In case of emergencies call 0860 50 50 50.

Or WhatsApp us by sending the word ‘emergency’.

How to claim

Although, let's hope you won't ever need to.

Learn more

The king's emergency assistance

Your own royal guard is just a call away.

Learn more

For more info, check out our policy wording and other important docs.

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Commercial insurance