Personal insurance
Everything about personal accident insurance
Accidents happen... So, we've got you and your family covered if an accident permanently affects your health.
Everything about personal accident insurance
Accidents happen... So, we've got you and your family covered if an accident permanently affects your health.
In a nutshell
If your family depends on you financially, it can be devastating if you’re not able to support them because of death or disability. For peace of mind, the king’s personal accident insurance pays out a lump sum if you, or your dependants, are permanently disabled after an accident and in the unfortunate event of your, or their, accidental death.
In a nutshell
If your family depends on you financially, it can be devastating if you’re not able to support them because of death or disability. For peace of mind, the king’s personal accident insurance pays out a lump sum if you, or your dependants, are permanently disabled after an accident and in the unfortunate event of your, or their, accidental death.
What’s covered by the king
As a result of an accident that happens anywhere in the world, you, your spouse and family members, are covered for:
What’s covered by the king
As a result of an accident that happens anywhere in the world, you, your spouse and family members, are covered for:
Death
Permanent total disability
Death
Permanent total disability
Keep it in the fam
Your spouse and family members are covered anywhere in the world if these family members are:
Keep it in the fam
Your spouse and family members are covered anywhere in the world if these family members are:
Financially dependent on you
Normally live with you
Between the ages of 14 and 70 years old
Financially dependent on you
Normally live with you
Between the ages of 14 and 70 years old
How it works
We’ll pay out for multiple disabilities arising from the same accident, but the insured value noted on your policy schedule is the maximum amount we’ll pay out for any accident. For different types of disabilities, we pay out a percentage of the applicable insured value.
How it works
We’ll pay out for multiple disabilities arising from the same accident, but the insured value noted on your policy schedule is the maximum amount we’ll pay out for any accident. For different types of disabilities, we pay out a percentage of the applicable insured value.
Our benefit table
Here’s a summary of the benefits you’re covered for per insured injury.
Our benefit table
Here’s a summary of the benefits you’re covered for per insured injury.
Scroll to compare
| Insured injury | Condition | % of the insured value to be paid |
|---|---|---|
| Condition | % | |
| Death | ||
| Death |
You and your dependants older than 14.
|
100%
|
| Permanent disability | ||
| Permanent disability |
Loss by physical separation at or above the wrist or ankle of 1 or more limb.
|
100%
|
|
Permanent and total loss of the:
|
100%
100%
75%
|
|
|
Permanent and total loss of hearing in:
|
100%
25%
|
|
|
Permanent and total loss of speech.
|
100%
|
|
|
Injuries resulting in permanent, total disability from following usual occupation, or any other occupation for which you’re fitted by knowledge or training.
|
100%
|
|
|
Loss of 4 fingers.
|
70%
|
|
|
Loss of thumb (1 or both phalanges).
|
25%
|
|
|
Loss of index finger (1, 2 or 3 phalanges).
|
10%
|
|
|
Loss of any other finger (1, 2 or 3 phalanges): Per finger
|
6%
|
|
|
Loss of metacarpals (first, second, third, fourth or fifth).
|
5%
|
|
|
Loss of toes:
|
30%
5%
5%
|
|