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Light engineering

Our cover is designed and developed to suit your needs best

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In a nutshell

Light engineering companies typically manufacture consumer-facing products and the term refers to manufacturing that turns pre-fabricated goods into saleable products. In reality there are a huge number of potential types of light engineering, every industry in which products are produced (not service-based industries) will involve a degree of light engineering. Some potential light engineering sectors include: Toys and games, doors and shelves, home appliances, consumer electronics and shoes.

Key benefits

We provide comprehensive insurance cover options for all engineering related businesses.

Motor premiums that decrease monthly, as the value of your motor depreciates.

We provide comprehensive insurance cover options for all engineering related businesses.

Motor premiums that decrease monthly, as the value of your motor depreciates.

Target market

All light engineering businesses.

Light engineering cover

Buy the best cover in town, when you join our royal family

What's covered by the king

Accounts receivable.
Acquisition of new business.
Architects & other professional fees.
Capital additions.
Cross liabilities.
Demolition & clearing costs.
Emergency medical expenses.
Employees' & visitors' property.
Fire extinguishing charges.
Gratuitous advice.
Labourers/contractors/employees omissions.
Load shedding power surges.
Locks & keys.
Loss of water.
Power surges & lightning strikes.
Property temporarily removed.
Public authorities' requirements.
Public supply connections.
Rent & alternative premises.
Security costs.
Skeleton keys.
Tenant's liability.
Tools of trade.
Unattached trailers.
Vehicle loads.
Water heating systems & pressurised pipes.

Pay a little more, get a lot more

Accidental damage.
Business interruption.
Contents of liquid storage containers.
Damage to surrounding property.
Defective workmanship.
Deterioration of stock.
Explosions of boilers or pressure vessels.
Failure of electricity supply.
General liabilities.
Goods in the open.
Goods in transit.
Leakage by sprinklers, drenching systems of fire extinguishing equipment.
Machinery breakdown.
Malicious damage.
Motor: Passenger liability & unauthorised passenger liability.
Motor: Specified or fleet basis (deposit premium options).
Non-forcible & violent entry into vehicle.
Personal accident & stated benefits.
Protective brickworks & refractories.
Refrigerant & transformer/switchgear oil.
Riot & strike.
Security services.
Specified or unspecified suppliers, customers & sub-contractors.
Spread of fire.