While you might not notice it immediately, car insurance does save you a considerable amount of money. Yes, you’re paying monthly premiums, and hopefully won’t ever need to claim, but you’re not looking at the bigger picture. Having your vehicle covered protects you from a variety of possible circumstances that you face every day.
What do we mean? Well here are a few ways that insurance helps you to save money.
Roadside assistance
Although you may (thankfully) never be involved in an accident, at some point or another, you’re likely to experience some or other hassles, like running out of petrol. This costs you both time and money if you need to get AA to help you out. Just read your car insurance policies a little more closely – they often come with extra benefits, like road side assistance. This side service may be free of charge, so all you have to do is make the call and wait for someone to magically appear.
Medical care
Remember that if you’re uninsured, you’re liable for the damages caused to your own and other cars, as well as any medical costs. If you’re covered though, there’s no need to panic. Certain policies even make provision for expenses related to hospital transfers. If you just happened to need to shift to another medical facility for some reason, some companies may even foot that bill.
Decreased premiums
Car insurance is often associated with high premiums that make you want to pull your hair out. But whilst taking a little time and picking the right company to cover your belongings, you could actually see your premiums decrease. King Price, for instance, knows that the value of your vehicle will drop and as this happens, we make provisions to decrease your monthly payments.
Your own chauffeur
When you go out for a night on the town, driving home can be particularly risky. Then, if you plan on having a few more drinks, the chances of being involved in a costly accident increase. If you have cover, you may also use the optional benefit of a cab-assist facility. This extra service provides you with a chauffeur to take you and your car home safely, saving you the expense of hiring a taxi.
With all these benefits of vehicle cover, it’s easy to see how you can save. The value of this service is obvious, and acquiring insurance from the right company can make all the difference.
